This is a partial list of expenses that may be eligible for reimbursement. Please refer to your
specific plan's summary of expenses to determine what is considered eligible expenses.
What healthcare expenses qualify for reimbursement?
The following information from the IRS offers a summary of some of
the healthcare expenses that are eligible for reimbursement through
your personal spending accounts (PSA). This list is not
all-inclusive and examples and specific requirements are subject to
change by the Internal Revenue Service.
- Acupuncture*
- Ambulance
- Birth control pills
- Chiropractic care
- Contact lenses and solutions
- Deductible and co-payments
- Dental expenses (not cosmetic)
- Eyeglasses
- Hearing aids and batteries
- In vitro fertilization
- Insulin
- Laser eye surgery
- Medical conferences*
- Optometrist expenses
- Orthodontic expenses
- Over-the-counter (OTC) drugs and medicines used to alleviate a medical condition (see back page)
- Physician expenses
- Prescription drugs and medicines
- Smoking cessation programs and related prescription drugs*
- Special schools*
- Sterilization
- Therapy-physical or occupational therapy by a licensed therapist
- Weight loss expense (food not reimbursed)
- Wheelchairs-includes rental or purchase
- Vaccinations and immunizations
- X-ray fees
*Certain requirements must be met for these items to be reimbursed.
Here is a partial list of ineligible expenses.
- Insurance premiums
- Warranties (service contracts)
- Cosmetic procedures
OTC drugs
The medication must be primarily for medical care and not for
cosmetic or general health purposes. Here is a partial list of OTC expenses eligible for reimbursement under a Medical Reimbursement Account.
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Eligible Items |
Allergy Medicine
Antacids/Heartburn medications
Anti-Diarrhea Medicine
Bandages
Band-Aids
Blood Sugar Test Kits
Bug Bite Medication
Calamine Lotion
Pedialyte
Pregnancy Test Kits
Prenatal Vitamins
Reading Glasses
Rubbing Alcohol |
Carpal Tunnel Wrist Supports
Cold and Flu Medicine
Cold/Hot Packs for Injuries
Condoms
Contact Lens Solution/Cleaner
Cough Drops
Crutches
Eye Drops
Sinus Medications
Skin Disorder Creams
Spermicidal Foam
Sunburn Ointment/Cream |
Diaper Rash Ointments
First Aid Cream
First Aid Kits
Incontinence Supplies
Laxatives
Motion Sickness Pills
Nasal Sinus Sprays
Nicotine Gum or Patches
Pain Relievers
Suppositories and Creams for Hemorrhoids
Thermometers
Throat Lozenges
Wart Remover Treatments |
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Items that need a Medical Necessity Letter |
Acne Treatment
GIucosamine/Chondroitin
Medicated Shampoo
Nasal Sprays for Snoring |
Orthopedic Shoes and Inserts
OTC Hormone Therapies
Pills for Lactose Intolerance
Sleeping Aids |
Sunscreen
Weight Loss Drugs |
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Excluded Items |
Face Cream
Feminine Hygiene Products
Moisteners |
Hair Growth/Removal Products
One-a-Day Vitamins and Minerals
Suntan Lotion |
Toothbrush/Whitening Products
Toothpaste/Mouthwash |
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